I would like sample letters from people who are successfully doing there own debt negotiation. I would really appreciate that. Thanks.

I had to make a quick decision the other day and I had to buy a great deal on a used car. I was not able to get a hold of my wife to consult with her.

She was upset about this. I told her that I valued her opinion, but since I make three times what she does, that in a pinch, I feel I have more say-so in where the money goes.

She was very upset, but I really feel this way. Am I wrong?